Coverage for the Trips You’ve Been Dreaming About
Before You Go, Check Your Coverage
Many travelers assume their regular health insurance or credit card benefits will cover everything. But coverage can get complicated quickly once you leave home, cross international borders, board a cruise, or invest in prepaid flights, hotels, tours, and excursions.
MissionSafe offers travel medical and trip cancellation coverage options to help protect your trip, your budget, and your peace of mind, so you can focus on the experiences, stories, and memories you came to make.
Which Coverage Do I Need?
Choose the coverage that fits what you want to protect.
Protect my health while I travel
Protection for illness, injury, emergency care, or medical support while traveling internationally, for less than $4 a day.
Protect my prepaid trip costs
For eligible flights, hotels, tours, cruises, excursions, and other non-refundable trip expenses.
Do I need Travel Medical Coverage?
If you’re traveling internationally, travel medical coverage helps you prepare for unexpected illness, injury, or medical needs while away from home. Domestic medical coverage may be limited or unavailable outside the U.S. A doctor visit onboard, care in a foreign port, emergency transportation, or follow-up treatment can quickly become confusing and expensive.
Travel medical coverage is designed for the health needs that can happen while you’re exploring the world. Depending on the plan, coverage may help with eligible doctor visits, hospital care, emergency coordination, medical transportation, and support finding care abroad.
Emergency Medical Travel Coverage
Unlike most standard health plans, this coverage actually goes with you. And MissionSafe will guide you through what's next.
Peace of Mind
Know that your family and loved ones are covered in the event of an emergency.
Affordable & Easy
Coverage that is simple to book and easy on your wallet.
Easy-to-Use Resources
Access to guides and tools that make using your plan simple.
Concierge Travel Insurance Support
Real help before, during, and after your trip.
Why Trip Cancellation Coverage
Trip cancellation coverage helps protect the money you have already invested in your trip. If you need to cancel, delay, or interrupt your plans for a covered reason, this coverage may help reimburse eligible prepaid, nonrefundable costs.
That can include flights, hotels, tours, excursions, retreats, and other experiences you booked before departure.
Trip cancellation plans may also include some travel medical benefits, but those benefits are usually more limited than dedicated travel medical coverage. If you are traveling internationally, MissionSafe can help you consider whether you need trip cancellation protection, travel medical coverage, or both.
Protection for your Travel Investment
Because plans (and prices) change fast.
Trip Cancellation Protection
Coverage for the “we can’t go” moment.
Trip Delay Protection
Help with unexpected costs, hotels, meals, and waiting.
Trip Interruption Support
For when your trip unexpectedly ends early or you need to get home.
Baggage Protection
Coverage for lost, delayed, or damaged bags.
Frequently Asked Questions
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What is the difference between travel medical coverage and trip cancellation coverage? Do I need both?
Travel medical coverage is designed to help with new illnesses, injuries, accidents, and emergency medical needs while you are traveling internationally. Trip cancellation coverage helps protect eligible prepaid, non-refundable trip costs if your trip is canceled, delayed, or interrupted for a covered reason.
If you mainly want help with medical care while traveling internationally, travel medical coverage may be the priority. If you have significant prepaid costs like cruise fare, flights, hotels, or excursions, trip cancellation coverage may also be worth considering.
Some trip cancellation plans include certain emergency medical benefits, but the amount and type of medical coverage can vary by plan. MissionSafe can help you compare options and decide whether trip cancellation coverage, travel medical coverage, or both make sense for your trip.
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Why is trip cancellation coverage helpful?
Trip cancellation coverage can help protect the money you have already invested in your trip. If you need to cancel, delay, or interrupt your plans for a covered reason, it may help reimburse eligible prepaid, nonrefundable costs like flights, hotels, tours, excursions, or other travel arrangements. This can be especially helpful for trips with significant upfront costs.
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When should I buy trip cancellation coverage?
It is best to look at trip cancellation coverage as soon as you make your first trip payment or deposit. Some benefits, including certain pre-existing condition waivers or Cancel For Any Reason options, may only be available if coverage is purchased within a specific timeframe after the initial trip payment.
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Why do I need travel medical insurance?
Standard domestic health insurance plans often provide limited or no coverage once you cross international borders. International travel medical insurance is a vital component of travel planning. Securing a dedicated plan provides a safety net for your health and finances in the event of illness or injury, allowing you to focus on your journey with peace of mind.
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When should I purchase my travel medical insurance?
You should secure your coverage as soon as your travel dates are confirmed and before you leave your home country. For the best experience, we recommend booking early so you can access your Traveler’s Toolbox and emergency resources before you depart.
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How much does this travel medical insurance cost?
For many travelers, high-level protection is more affordable than expected, often costing less than $4 a day. This featured plan is a proprietary product that offers $1,000,000 in coverage, a $0 USD deductible, and 100% coinsurance for many eligible medical expenses, providing significant value compared to generic retail policies.
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Is the booking process complicated?
Not at all. You can get your coverage fully online in just a few minutes. As a white-glove partner, we’ve streamlined the process so you can spend less time on paperwork and more time on your travel planning. Once booked, our resources are designed for immediate use in any scenario.
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What makes MissionSafe different from the insurance I see online?
MissionSafe operates as a white-glove partner rather than a generic retail insurance provider. We treat every traveler as a person, not just a policy number, by acting as a human-centered advocacy and risk-management partner. Our team helps you navigate complex responsibilities before, during, and after your trip through dedicated preparation and real-world guidance. This partnership includes Human Claims Advocacy, where real people—not automated systems—provide personalized guidance and navigation throughout the documentation and claims process.
- I still have questions! Who do I talk to?
Don't Travel Unprotected.
If you’re traveling soon, grab coverage now so you can focus on the rest of your planning and itinerary.
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all locations.