Short-Term Medical Coverage

Short-Term Medical Coverage

Accidents and illness can strike anywhere and at anytime. Unfortunately, most domestic health insurance policies, including Medicare, will not cover you while traveling internationally. Whether you're on vacation, a humanitarian trip, studying, working, or more - our mission is to make sure you are prepared for medical emergencies in any location.

For individuals, family, or group, let our Short-Term Coverage plans provide peace of mind wherever the road leads you!

Individuals or Groups

Plans are available for individuals, families, or groups traveling
for any purpose.

Adventure Sports Rider

Optional additional coverage
for more extreme activities
is available on select plans.

Optional Telehealth Services

Add on virtual 24/7/365 access
to healthcare professionals
on select plans.

U.S. Domestic Plan

Exclusive product of MissionSafe designed for anyone (solo or group) traveling within the U.S.

Study Abroad Plans

Plans for U.S. students studying internationally or international students studying in the U.S. Meets requirements for J1/J2, F-1/F-2, M-1/M-2, and J exchange visitor visa holders.

Duty of Care
Custom Tool

Bonus free program available
with the IQ Gold Plan. Designed
to meet two primary needs of group travel administrators: Duty of care
and end-to-end participant management.

Special Statement for Israel:

For all medical coverage plans purchased with Israel as the destination country, losses due to, arising from, or resulting from the conflict in Israel are not covered.

These plans cover claims for unforeseen illness or injury unrelated to the hostilities, but as always, all claims are subject to all terms and conditions of the policy wording.

FAQs

What is short-term travel medical insurance?
What is an Adventure Sports Rider and why do I need it?
Are there any countries for which I cannot purchase short-term medical coverage?

You cannot purchase travel insurance if you are from a country currently on the United States Sanctions list. We are also unable to sell trip insurance for travelers with destinations to Ukraine, Russia, or Belarus.

The benefits for political, terrorism, and civil unrest evacuation are forfeited for destination countries with travel advisory warnings of level 3 or 4 within 6 months proceeding your trip departure date.
Are short-term travel medical plans primary or secondary plans?
When does my coverage start and end with a short-term travel medical policy?
Are pre-existing conditions covered with short-term travel medical policies?
What if I have an accident, sickness, or medical emergency?
1. Seek medical care immediately.
2. If you are admitted to the hospital or require extensive tests, call the number on the back of your ID card within 48 hours to notify the insurance carrier that you are seeking medical attention. This is called pre-certification, which enables you to receive 100% of your benefits. (see “What is a pre-certification requirement” below for more info.)
3. Provide the hospital or medical facility with a copy of your International medical coverage card. With International medical coverage, you may use any doctor or medical facility of your choice.
4. After treatment is complete, keep copies of all paperwork and receipts in the event you need to file a claim. Each hospital’s billing process is unique. They may work directly with your international medical insurance carrier, or request payment at the time of treatment. If the provider requires payment, the traveler should pay and file a claim for reimbursement within 90 days following the medical event.
Can I wait to get treatment when I get back to my home country?
If I am hospitalized or need emergency surgery, who do I contact?

In the case of a hospital admission, emergency surgery/procedure, or extensive testing, the traveler must contact the insurance carrier by calling the number on the back of their Insurance ID card within 48 hours of the medical event to pre-certify their treatment as medically necessary. Failing to pre-certify with the insurance carrier will result in a 50% loss of benefits when the claim for medical care is processed.
What is a pre-certification requirement?

Certain medical procedures or care require pre-certification before the insurance company will approve the cost. Procedures and treatments such as, but not limited to surgeries, emergency medical evacuation, CAT scans, MRI scans, in-patient hospitalization, and return of mortal remains must be pre-certified, or benefits will be reduced.

Additionally, all evacuations (political, terrorism, medical, etc.) must be pre-certified with the carrier.

Contact the insurance carrier directly to pre-certify.

Years Serving Travelers

13400

Enrollments Processed

1700

Groups and Clients Served

100

Happiness Score

from Clients served in the last 12 months

"The team is always amazing and serves far and beyond!"

Michael K.

"Debbie was prompt in getting back to me and was very succinct with follow-up instructions and in setting my expectations. Thank you MissionSafe!"

Tonya J.

"Stacy always goes above and beyond what is asked!! She is fantastic in everything she does!!"

Jeff P.

"Always professional and prompt. Outstanding service."

Greg S.

"Such a pleasure to work with this staff. Wonderful communication."

Sandy Y.

"Stacy and Katie are the BEST! They always answer my questions promptly and the coverage is great. I highly recommend MissionSafe!"

Karla L.

"Professionalism with a kind touch of sincerity. Clearly the five-star reviews are spot on with my personal experience!"

Carol R.

"Debbie was very responsive, answered all of my questions and helped me with some optional coverage ideas!"

Greg F.

"Very courteous, professional, and pleasant to work with!"

Arthur E.

"Simply amazing!! Far and beyond!!!"

Michael K.

"Stacy is helping me so much. Her experience in the field quickly separates her from reps I have dealt with in the past with other organizations."

Lee H.

"I have worked with Stacy for several years now and have always been treated kindly. She’s prompt and professional and I have always enjoyed working with her."

Tobie S.

"Love the treatment we get at MissionSafe - thanks!"

Mike G.

"I am so grateful for all of your kind, efficient and prompt assistance through the process of booking my trip to Israel. Even now in the difficult circumstances, you continue your wonderful service!"

Janie A.

Short-Term Medical Coverage

International medical coverage for group or individual travel