Before the Adventure Begins, Make Sure Your Family is Covered.
Travel Medical Coverage and Trip Cancellation Protection for families exploring the world, inspired by the Ellison family of @gooutsideandexplore.
For Families Who Go Outside and Travel Together
The Ellison family of @gooutsideandexplore reminds us that travel can be one of the best ways to learn, connect, and experience the world as a family. From outdoor adventures and cultural experiences to once-in-a-lifetime trips like an African safari, their story is about saying yes to meaningful moments together.
Just before their overnight safari, the Ellisons learned that travel medical coverage was required to participate, and they did not yet have a plan in place.
With a once-in-a-lifetime family experience on the line, MissionSafe helped them secure coverage quickly so they could continue with their safari as planned.
Their experience is a helpful reminder: travel coverage should be part of the planning process, right alongside passports, flights, lodging, and excursions.
When coverage is handled early, your family can head into the adventure feeling more prepared.
Which Coverage Do I Need?
Choose the coverage that fits what you want to protect.
Travel Medical Coverage
Travel medical coverage helps give your family peace of mind while traveling internationally by covering unexpected illness, injury, emergency care, or other medical needs away from home.
At less than $4 per person per day, it is an affordable way to help protect the whole family when your regular health insurance may not travel with you outside the U.S.
Trip Cancellation Coverage
Trip cancellation coverage helps protect your travel budget by covering eligible prepaid, nonrefundable trip costs if you need to cancel, delay, or interrupt your trip for a covered reason. That can include flights, hotels, safari lodges, tours, excursions, and other travel arrangements.
Why Families Should Think About Coverage Early
Family travel comes with more moving parts. More passports. More bags. More schedules. More people to protect.
Whether you are planning a safari, an international vacation, a family cruise, a guided tour, or a bucket-list trip abroad, unexpected medical needs or travel disruptions can affect the whole family.
Adding coverage to your planning checklist helps you avoid the stress of scrambling if an issue arises. It also gives you time to review your options, understand what is covered, and make sure the plan fits your trip.
Think of it as one more way to take care of your family before you go.
Travel Medical Coverage for International Family Trips
When you travel internationally, your regular health insurance may offer limited or no coverage outside the U.S. Travel medical coverage helps prepare your family for unexpected medical needs while away from home.
Depending on the plan, coverage may help with eligible doctor visits, hospital care, emergency coordination, medical transportation, and support finding care abroad.
This can be especially important for family trips that include remote destinations, adventure activities, international flights, or unfamiliar healthcare systems.
Peace of Mind
Know that your family and loved ones are covered in the event of an emergency.
Around-the-Clock Emergency Support
Real help if something happens while you’re traveling.
Affordable & Easy
Coverage that is simple to book and easy on your wallet.
Help Finding Care
Need medical care overseas? MissionSafe has resources to help you find top-tier medical facilities and providers.
Trip Cancellation Coverage for Big Family Adventures
Trip cancellation coverage helps protect the money you have already invested in your trip. Family trips often involve significant prepaid expenses. Flights, hotels, safari lodges, tours, excursions, and special experiences can add up quickly.
Trip cancellation coverage helps protect eligible prepaid, nonrefundable costs if you need to cancel, delay, or interrupt your trip for a covered reason.
For a bucket-list family trip, protecting the money you have already invested can be just as important as planning the itinerary.
Protection for your Travel Investment
Because plans (and prices) change fast.
Trip Cancellation Protection
Coverage for the “we can’t go” moment.
Trip Delay Protection
Help with unexpected costs, hotels, meals, and waiting.
Baggage Protection
Coverage for lost, delayed, or damaged bags.
Frequently Asked Questions
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What is the difference between travel medical coverage and trip cancellation coverage? Do I need both?
Travel medical coverage is designed to help with new illnesses, injuries, accidents, and emergency medical needs while you are traveling internationally. Trip cancellation coverage helps protect eligible prepaid, non-refundable trip costs if your trip is canceled, delayed, or interrupted for a covered reason.
If you mainly want help with medical care while traveling internationally, travel medical coverage may be the priority. If you have significant prepaid costs like cruise fare, flights, hotels, or excursions, trip cancellation coverage may also be worth considering.
Some trip cancellation plans include certain emergency medical benefits, but the amount and type of medical coverage can vary by plan. MissionSafe can help you compare options and decide whether trip cancellation coverage, travel medical coverage, or both make sense for your trip.
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Why is trip cancellation coverage helpful?
Trip cancellation coverage can help protect the money you have already invested in your trip. If you need to cancel, delay, or interrupt your plans for a covered reason, it may help reimburse eligible prepaid, nonrefundable costs like flights, hotels, tours, excursions, or other travel arrangements. This can be especially helpful for trips with significant upfront costs.
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When should I buy trip cancellation coverage?
It is best to look at trip cancellation coverage as soon as you make your first trip payment or deposit. Some benefits, including certain pre-existing condition waivers or Cancel For Any Reason options, may only be available if coverage is purchased within a specific timeframe after the initial trip payment.
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Why do I need travel medical insurance?
Standard domestic health insurance plans often provide limited or no coverage once you cross international borders. International travel medical insurance is a vital component of travel planning. Securing a dedicated plan provides a safety net for your health and finances in the event of illness or injury, allowing you to focus on your journey with peace of mind.
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When should I purchase my travel medical insurance?
You should secure your coverage as soon as your travel dates are confirmed and before you leave your home country. For the best experience, we recommend booking early so you can access your Traveler’s Toolbox and emergency resources before you depart.
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How much does this travel medical insurance cost?
For many travelers, high-level protection is more affordable than expected, often costing less than $4 a day. This featured plan is a proprietary product that offers $1,000,000 in coverage, a $0 USD deductible, and 100% coinsurance for many eligible medical expenses, providing significant value compared to generic retail policies.
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Is the booking process complicated?
Not at all. You can get your coverage fully online in just a few minutes. As a white-glove partner, we’ve streamlined the process so you can spend less time on paperwork and more time on your travel planning. Once booked, our resources are designed for immediate use in any scenario.
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What makes MissionSafe different from the insurance I see online?
MissionSafe operates as a white-glove partner rather than a generic retail insurance provider. We treat every traveler as a person, not just a policy number, by acting as a human-centered advocacy and risk-management partner. Our team helps you navigate complex responsibilities before, during, and after your trip through dedicated preparation and real-world guidance. This partnership includes Human Claims Advocacy, where real people—not automated systems—provide personalized guidance and navigation throughout the documentation and claims process.
- I still have questions! Who do I talk to?
Add Coverage to the Family Travel Checklist
Passports ✅ Flights ✅
Lodging ✅ Travel coverage 🔲
Before your next family adventure, make coverage part of the plan.
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all locations.