Prepare for More than the Destination
Amateur Traveler helps you decide where to go and what to do, see, and eat when you get there.
MissionSafe helps travelers prepare for the unexpected with international travel medical and trip cancellation coverage.
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A Better Trip Starts with Better Information
Every destination has more to discover, from its history and culture to its food, neighborhoods, and lesser-known places. Good research can help turn those details into a well-planned itinerary and a more memorable experience.
Thoughtful planning also means considering the parts of a trip you can't predict. MissionSafe offers travel medical and trip cancellation coverage, along with support from real people who can help travelers understand their options before they leave.
Which Travel Coverage Do I Need?
Travel medical coverage and trip cancellation coverage protect different parts of a journey. Travel medical coverage focuses on eligible health-related expenses during international travel, while trip cancellation coverage may help protect eligible prepaid trip costs.
Protect my health while I travel
Protection for illness, injury, emergency care, or medical support while traveling internationally, for less than $4 a day.
Protect my prepaid trip costs
For eligible flights, hotels, tours, cruises, excursions, and other non-refundable trip expenses.
Match Your Coverage to Your Itinerary
The details that shape a trip can also shape the coverage you need. Before choosing a plan, consider:
- Every country and destination on the itinerary
- The length of the trip
- Cruises and time spent in international waters
- Planned activities, tours, and excursions
- Who will be traveling
- Existing health insurance benefits outside the United States
- Prepaid and nonrefundable trip expenses
A city break, cruise, international road trip, and multi-country journey may each involve different needs. Consider the entire itinerary, not just the primary destination, when comparing coverage.
What Does Travel Medical Coverage Help With?
Travel medical coverage may help with eligible expenses if an unexpected illness or injury occurs during international travel. It can be especially important when regular health insurance provides limited or no coverage outside the United States or in international waters.
IQ Gold combines dedicated international travel medical benefits with affordable daily pricing and access to MissionSafe’s real-person support.
Up to $1 Million
IQ Gold provides up to $1,000,000 in medical coverage for eligible travelers, with maximum benefits varying by age.
$0 USD Deductible
The plan has a $0 USD deductible and 100% coinsurance for many eligible medical expenses.
Affordable & Easy
Coverage that is simple to book and easy on your wallet. Available for less than $4 per person per day.
Real-Person Support
MissionSafe provides personalized assistance, traveler resources, and human claims guidance before, during, and after the trip.
What Can Trip Cancellation Coverage Help Protect?
Trip cancellation coverage may help protect eligible prepaid, nonrefundable expenses when a covered event disrupts travel plans.
Depending on the selected plan, eligible expenses may include flights, accommodations, cruises, tours, excursions, and other reservations. Covered reasons, benefits, exclusions, eligibility, and limits vary by plan.
Trip Interruption Support
For when your trip unexpectedly ends early or you need to get home.
Trip Cancellation Protection
Coverage for the “we can’t go” moment.
Trip Delay Protection
Help with unexpected costs, hotels, meals, and waiting.
Baggage Protection
Coverage for lost, delayed, or damaged bags.
More Than a Policy
MissionSafe combines more than 30 years of travel insurance experience with personalized support from real people.
The team helps travelers understand their options before departure and provides guidance when an unexpected medical need or claim occurs.
Support may include:
- Help understanding plan requirements
- Guidance locating medical resources
- Assistance understanding carrier requests
- Claims documentation and submission guidance
- Help identifying possible next steps if a claim is delayed or denied
The insurance carrier determines final coverage and claim decisions according to the selected plan documents.

Frequently Asked Questions
Travel medical coverage is designed to help with new illnesses, injuries, accidents, and emergency medical needs while you are traveling internationally. Trip cancellation coverage helps protect eligible prepaid, non-refundable trip costs if your trip is canceled, delayed, or interrupted for a covered reason.
Many trip cancellation plans also have travel medical benefits. These can apply both internationally and in U.S. waters or domestic destinations.
It depends on your trip and your concerns. If you mainly want help with medical care while traveling internationally, travel medical coverage may be the priority. If you have significant prepaid costs like cruise fare, flights, hotels, or excursions, trip cancellation coverage may also be worth considering.
Some trip cancellation plans include certain emergency medical benefits, but the amount and type of medical coverage can vary by plan. MissionSafe can help you compare options and decide whether trip cancellation coverage, travel medical coverage, or both make sense for your trip.
Even when international benefits are available, deductibles, provider access, reimbursement requirements, and coverage limits may be different. Travelers should review their existing health plans before departure to identify potential gaps.
Be Ready for Wherever the Journey Leads
Once you've chosen a destination and started building your itinerary, take a few minutes to consider coverage, too.
Explore travel medical and trip cancellation options for the journey ahead.
This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all locations.